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FRIDAY NIGHT SPECIAL: Up to $625 off AND Save an Extra $50 | Tonight OnlyFRIDAY NIGHT SPECIAL: Up to $625 off AND Save an Extra $50 | Tonight Only | 
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Qualify to save ~30% by paying with HSA/FSA

How to check out at Saatva with HSA/FSA funds

Eligible Mattresses & Bases

This is a carousel. Use the Previous and Next buttons to navigate between slides, or swipe on a touch screen.

  • Saatva Classic Mattress view 1Saatva Classic Mattress view 2

    Luxury Innerspring

    Current price:
    $1,224 - $2,833
    Original price:
    $1,449 - $3,208
  • Saatva Rx Mattress view 1Saatva Rx Mattress view 2

    Memory Foam Hybrid for Chronic Back Pain

    Current price:
    $1,814 - $4,303
    Original price:
    $2,139 - $4,828
  • Saatva Adjustable Base view 1Saatva Adjustable Base view 2

    Elevates head & feet for customized comfort

    Current price:
    $820 - $1,765
    Original price:
    $1,045 - $2,090
  • Saatva Adjustable Base Plus view 1Saatva Adjustable Base Plus view 2

    Weightless support plus full body massage & more

    Current price:
    $1,024 - $2,273
    Original price:
    $1,249 - $2,598
  • Saatva HD Mattress view 1Saatva HD Mattress view 2

    Hybrid Mattress for Bigger Bodies

    Current price:
    $1,814 - $4,303
    Original price:
    $2,139 - $4,828
  • Murphy Bed Mattress view 1Murphy Bed Mattress view 2

    Luxury Hybrid Innerspring (for Murphy Beds only)

    Current price:
    $899 - $1,274
    Original price:
    $899 - $1,499
  • Bunk & Trundle Mattress view 1Bunk & Trundle Mattress view 2

    Luxury Hybrid for Bunk & Trundle Beds

    $499 - $699
  • Zenhaven Latex Mattress view 1Zenhaven Latex Mattress view 2

    Dual-Sided Organic Natural Latex

    Current price:
    $1,864 - $4,624
    Original price:
    $2,189 - $5,149
  • Solaire Adjustable Firmness Mattress view 1Solaire Adjustable Firmness Mattress view 2

    Adjustable Firmness

    Current price:
    $3,214 - $6,753
    Original price:
    $3,639 - $7,278
  • Contour5 Mattress view 1Contour5 Mattress view 2

    Ultra-Premium Cooling Memory Foam

    Current price:
    $1,704 - $3,783
    Original price:
    $2,029 - $4,208
  • Saatva Latex Hybrid Mattress view 1Saatva Latex Hybrid Mattress view 2

    Organic Natural Latex Hybrid

    Current price:
    $1,594 - $3,433
    Original price:
    $1,819 - $3,858
  • Saatva Youth Mattress view 1Saatva Youth Mattress view 2

    Dual-Sided Hybrid

    Current price:
    $799 - $864
    Original price:
    $799 - $1,089
slide page 1 of 12

This is a carousel. Use the Previous and Next buttons to navigate between slides, or swipe on a touch screen.

  • Saatva Classic Mattress view 1Saatva Classic Mattress view 2

    Luxury Innerspring

    Current price:
    $1,224 - $2,833
    Original price:
    $1,449 - $3,208
  • Saatva Rx Mattress view 1Saatva Rx Mattress view 2

    Memory Foam Hybrid for Chronic Back Pain

    Current price:
    $1,814 - $4,303
    Original price:
    $2,139 - $4,828
  • Saatva Adjustable Base view 1Saatva Adjustable Base view 2

    Elevates head & feet for customized comfort

    Current price:
    $820 - $1,765
    Original price:
    $1,045 - $2,090
  • Saatva Adjustable Base Plus view 1Saatva Adjustable Base Plus view 2

    Weightless support plus full body massage & more

    Current price:
    $1,024 - $2,273
    Original price:
    $1,249 - $2,598
  • Saatva HD Mattress view 1Saatva HD Mattress view 2

    Hybrid Mattress for Bigger Bodies

    Current price:
    $1,814 - $4,303
    Original price:
    $2,139 - $4,828
  • Murphy Bed Mattress view 1Murphy Bed Mattress view 2

    Luxury Hybrid Innerspring (for Murphy Beds only)

    Current price:
    $899 - $1,274
    Original price:
    $899 - $1,499
  • Bunk & Trundle Mattress view 1Bunk & Trundle Mattress view 2

    Luxury Hybrid for Bunk & Trundle Beds

    $499 - $699
  • Zenhaven Latex Mattress view 1Zenhaven Latex Mattress view 2

    Dual-Sided Organic Natural Latex

    Current price:
    $1,864 - $4,624
    Original price:
    $2,189 - $5,149
  • Solaire Adjustable Firmness Mattress view 1Solaire Adjustable Firmness Mattress view 2

    Adjustable Firmness

    Current price:
    $3,214 - $6,753
    Original price:
    $3,639 - $7,278
  • Contour5 Mattress view 1Contour5 Mattress view 2

    Ultra-Premium Cooling Memory Foam

    Current price:
    $1,704 - $3,783
    Original price:
    $2,029 - $4,208
  • Saatva Latex Hybrid Mattress view 1Saatva Latex Hybrid Mattress view 2

    Organic Natural Latex Hybrid

    Current price:
    $1,594 - $3,433
    Original price:
    $1,819 - $3,858
  • Saatva Youth Mattress view 1Saatva Youth Mattress view 2

    Dual-Sided Hybrid

    Current price:
    $799 - $864
    Original price:
    $799 - $1,089
slide page 1 of 3

Eligible Mattresses & Bases

  • Saatva Classic Mattress view 1Saatva Classic Mattress view 2

    Luxury Innerspring

    Current price:
    $1,224 - $2,833
    Original price:
    $1,449 - $3,208
  • Saatva Rx Mattress view 1Saatva Rx Mattress view 2

    Memory Foam Hybrid for Chronic Back Pain

    Current price:
    $1,814 - $4,303
    Original price:
    $2,139 - $4,828
  • Saatva Adjustable Base view 1Saatva Adjustable Base view 2

    Elevates head & feet for customized comfort

    Current price:
    $820 - $1,765
    Original price:
    $1,045 - $2,090
  • Saatva Adjustable Base Plus view 1Saatva Adjustable Base Plus view 2

    Weightless support plus full body massage & more

    Current price:
    $1,024 - $2,273
    Original price:
    $1,249 - $2,598
  • Saatva HD Mattress view 1Saatva HD Mattress view 2

    Hybrid Mattress for Bigger Bodies

    Current price:
    $1,814 - $4,303
    Original price:
    $2,139 - $4,828
  • Murphy Bed Mattress view 1Murphy Bed Mattress view 2

    Luxury Hybrid Innerspring (for Murphy Beds only)

    Current price:
    $899 - $1,274
    Original price:
    $899 - $1,499
  • Bunk & Trundle Mattress view 1Bunk & Trundle Mattress view 2

    Luxury Hybrid for Bunk & Trundle Beds

    $499 - $699
  • Zenhaven Latex Mattress view 1Zenhaven Latex Mattress view 2

    Dual-Sided Organic Natural Latex

    Current price:
    $1,864 - $4,624
    Original price:
    $2,189 - $5,149
Showing 8 of 12 products

Checking out with Truemed is easy!

checkout-flow-step-1
Make your purchase
Do not pay with an HSA/FSA card during checkout. After your purchase, check your confirmation screen for a link to the Truemed survey.
checkout-flow-step-2
Complete Health Assessment
Take a quick, private health survey. A licensed provider will review your answers to determine eligibility. If eligible, you'll receive a Letter of Medical Necessity (LMN) within 1-2 days. Note: The survey must be taken on the same day as your purchase.
checkout-flow-step-3
Submit for HSA/FSA reimbursement
Follow the guide included with your LMN to submit your purchase for reimbursement. Claims are usually paid out in 2-4 weeks.

How does using my HSA/FSA save me money?

Spending from bank accountSpending from HSA/FSA

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition.

Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in root cause interventions.

Who is Truemed?

At Truemed, we believe that investing in your health is far more valuable than waiting to spend on sickness. By unlocking pre-tax HSA/FSA spend on research backed interventions such as fitness, supplements, and health technology, we’re shifting healthcare spend toward true medicine.

FAQsFrequently asked questions

  • HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent diagnosed medical conditions. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
    An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).

  • Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.

  • Saatva does not support checking out with your HSA/FSA CARD.  You can complete your purchase with any payment method that Saatva supports and then submit for reimbursement as outlined above.

  • You can use any payment method Saatva offers to make the initial purchase of an eligible product and still get reimbursed.

    Saatva accepts the following payment methods:

    • Credit cards: Visa, Mastercard, American Express, Discover
    • Affirm
    • PayPal
    • Google Pay
    • Apple Pay
  • The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.

    There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases, such as a new mattress, qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.

  • There is no cost to you, as long as you are shopping with a Truemed partner merchant.

  • You can use your FSA/HSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!

  • Generally it takes 2-5 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.

  • Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA.

  • Unfortunately, Truemed is currently only available in the United States.

  • The following Saatva products may be eligible for reimbursement through HSA/FSA:

    • Saatva HD Mattress
    • Saatva Rx Mattress
    • Murphy Bed Mattress
    • Bunk Bed & Trundle Mattress
    • Zenhaven Mattress
    • Saatva Classic Mattress
    • Solaire Mattress
    • Contour 5 Mattress
    • Loom & Leaf Mattress
    • Saatva Latex Hybrid
    • Saatva Youth Mattress
    • Saatva Adjustable Base
    • Saatva Adjustable Base Plus

    Visit our reimbursement page to learn more.